YOUR
PRIVACY IS IMPORTANT TO US
You provide information about yourself to a variety
of businesses and organizations. The same is true
when you do business with our financial institution.
You're asked to provide us with certain personal
information that helps us give you better service
and complete your transactions more effectively.
We work diligently to safeguard the information
you give to us. In fact, we developed the following
policies to ensure your confidentiality and maintain
your confidence in our institution. These policies
detail the strict standards we have in place. For
this reason we ask that you please read the following
information carefully. NOTICE
OF YOUR FINANCIAL PRIVACY RIGHTS
We, our and us, when used in this notice, mean
Orange County Business Bank. This is our privacy
notice to our customers. When we use the words
"you" and "your" we mean the
following types of customers:
• Our consumer customers who
have a continuing relationship by purchasing or
• holding financial products or services
such as a Deposit Account or Loan Account.
We will tell you the sources of
the information we collect about you. We will
tell you what measures we take to secure that
information. We will first define some terms.
....Nonpublic personal information means information
about you that we collect in connection with providing
a financial product or service to you. Nonpublic
personal information does not include information
that is available from public sources, such as
telephone directories or government records. Hereafter,
we will use the term "Information" to
mean nonpublic personal information as defined
in this section.
....An affiliate is a company we own or control,
a company that owns or controls us, or a company
that is owned or controlled by the same company
that owns or controls us. Ownership does not mean
complete ownership, but means owning enough to
have control.
.... A nonaffiliated third party is a person we
do not employ or a company that is not an affiliate
of ours. This is also known as a nonaffiliated
third party, or simply, "another party".
THE INFORMATION WE COLLECT
We collect information about you from the following
sources:
• Information you give us on applications
or other forms.
• Information about your transactions with
us.
• Information about your transactions with
other parties.
• Information from a consumer reporting
agency.
• Information we receive through our Customer
identification Program.
INFORMATION WE DISCLOSE
ABOUT YOU
We do not disclose any information about you to
anyone, except as permitted by law. Examples of
this might include disclosures necessary to service
your account or prevent unauthorized transactions.
THE CONFIDENTIALITY, SECURITY,
AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to
those employees who need to know that information
to provide products or services to you. We maintain
physical, electronic, and procedural safeguards
to protect this information.
INFORMATION ABOUT FORMER
CUSTOMERS
We do not disclose information about former customers,
except as permitted by law. |
