Imagine the time you’d save if you could make deposits at your convenience without leaving your office. Orange County Business Bank makes it a reality with Remote Deposit.

It’s like having a branch at your own desk!  With our remote deposit technology, you can scan checks right in your own office through our easy-to-use, secure website.  In minutes your deposit is sent to you.  All it takes is a PC, and we’ll supply everything else.

The benefits:

• Convenience: Now you can make deposits when you want.  No more rushing to meet couriers or going to the bank.  Deposits can be made any time, including weekends and holidays.
• Cash Flow: Make deposits more often! This puts your money to work sooner.  
• Bad Check Detection: Because you can deposit checks as you receive them, you’ll be alerted to returned checks sooner and begin the collection process earlier.
• Efficiency: Scanning creates an electronic copy of each deposited check, eliminating the need to manually photocopy checks.

How it works:

• We’ll provide you with a specialized scanner to plug into your computer. The installation takes only a few minutes.  

• Simply endorse the checks, enter the total deposit amount, load checks into the scanner, and click on the deposit button.

• The software reads the amount on each check and confirms your total.  Once your deposit has been sent, you receive an e-mail confirmation within minutes…. It’s that easy!

Once you try it, you’ll wonder how you ever lived without this time-saving technology. Contact us to start the process for Remote Deposit or to request more information.

FDIC deposit insurance temporarily increased from $100,000 to $250,000 under the FDIC's general deposit insurance rules, per depositor through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except for IRAs and other certain retirement accounts which will remain at $250,000 per depositor. In addition, as a participator in the Transaction Account Guarantee Program, all non-interest checking accounts and minimal interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account through December 31, 2010.